(650) 799‑8888   Contact Julie

Step-by-Step Buying Process

Whether you are a first-time buyer or an experienced real estate investor, Julie will expertly lead you through the buying process, making sure that your transaction is smooth and successful.

Step 1: Consultation to Determine Your Needs

Julie will meet with you in person to learn about your current needs, priorities, budget and future goals. She will explain the services she provides and formulate a plan of action for your home search.

Step 2: Financing Assistance

In the fast moving and competitive Mid-Peninsula real estate market, securing financing before you make an offer on a home is highly recommended. Julie will refer you to reputable mortgage lenders who can help you determine how much money you can borrow (pre-qualification), what loan options are best for you and provide you a commitment in writing for a specific loan amount (pre-approval).

Step 3: Search for Your New Home

Julie will take you on a tour to familiarize you with different areas and neighborhoods, help you focus on your criteria to narrow your search and then privately show you the homes that are the best fit. Throughout your search, Julie will be constantly monitoring homes coming on the market, including off-market listings, and regularly updating you with this information.

Step 4: Offer Presentation and Negotiation

Once you have found the home you want to buy, Julie will strategize with you to determine the best offer price and terms to help you win the deal. Throughout the process, she will explain your options, give advice and negotiate aggressively on your behalf.

Step 5: Escrow Coordination and Settlement

Once your offer has been accepted, Julie will coordinate trusted affiliates, such as inspectors, appraisers, title insurance and escrow professionals to smoothly complete your transaction. Julie will review the preliminary title report, inspections and disclosures and request any necessary repairs. Once all of the purchase conditions have been met, you will sign the escrow agreements and deposit the balance of your down payment and closing costs into escrow. There will be a final walk-through with the seller and you will deposit your loan amount or the remaining funds into escrow.

Step 6: Close of Escrow and Move In

At the close of escrow, the ownership changes from the seller to the buyer. At this time, the execution and recording of the Grant Deed and Deed of Trust are completed. You are now ready to take possession of your new home.

Step 7: After-Sale Service

Julie’s job doesn’t end when the sale is complete. She will be there to give advice, solve problems and recommend any resources you need, including movers, contractors for renovations, gardeners and other services providers. Once you are Julie’s client, she will always be committed to you and happy to help you in any way she can with your new home or future real estate needs.

Buying your new home is a serious venture. It can be an absolute pleasure or a massive headache. Your house is not just your home, it is a serious investment in the dwelling, the area and your future.

When buying a home – you’re bound to have many questions. For example, “In what area can I find a home that suits my needs?”, “How much money will I need to afford the monthly payments?” and “How long will the home buying process take?”

We look forward to helping you with your real estate needs. Please call Julie at 650-799-8888 or contact Julie via email to schedule a free consultation.